Meet your full-service investment partner.

Our award-winning service provides fully managed investment opportunities to investors looking for strong returns with an emphasis on capital preservation. Qualifying investors enjoy above market yields.

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Why DiReto Holdings?

Our purpose is to provide a consistent pipeline of quality investment opportunities to keep your money working for you – and we take care of the rest. DiReto Holdings manages all closings, interest payments and collections, insurance and any required legal or enforcement activities at no additional cost. We are a team of dedicated professionals who manage your investment like it’s our very own.

We close more deals on focusing on the 3 core principals.

High security
Invest with peace of mind knowing your principal investment is 100% guaranteed.
Strong returns
Unlock strong and consistent returns by investing with us.
Hassle-free experience
We manage everything for you.

Fully Managed Solutions

We handle everything from sourcing and closing loans, administrative work, legal due diligence, loan management, and much more, allowing you to sit back and enjoy stress-free returns.

Expert Guidance

Our team of experienced professionals will guide you through the investment process, helping you make informed decisions in line with your financial goals.

Empowering Your Financial Future

Choose DiReto Holdings to empower your financial future and achieve your long-term goals with the support of our dedicated team and secure investment options.

Trusted and Transparent

Trust is a paramount to us. We believe in full transparency with our investors, ensuring you remain informed throughout the lifecycle of your investment.

Expert Guidance

Our team of experienced professionals will guide you through the investment process, helping you make informed decisions in line with your financial goals.

Empowering Your Financial Future

Choose DiReto Holdings to empower your financial future and achieve your long-term goals with the support of our dedicated team and secure investment options.

Building Wealth, One Investment at a Time.

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A MIC Class For Each Unique Investment Goal

Comfort Fund

Class B:
$ 30,000 Minimum Investment
  • Actual Return (FY2023*) 7.60%
  • Target Return (Cash Payments) 6.50%
  • Target Return (Dividend Re-Investment Plan) 6.70%
  • Mortgage Position Only 1sts
  • Target LTV% (Target) Mid-to-High 40s
  • Investment Term 1 Year
  • Minimum Investment $30,000
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Balance Fund

Class A:
$ 60,000 Minimum Investment
  • Actual Return (FY2023*) 8.73%
  • Target Return (Cash Payments) 8.00%
  • Target Return (Dividend Re-Investment Plan) 8.30%
  • Mortgage Position Mostly 1sts
  • Target LTV% (Target) Mid-to-High 50s
  • Investment Term 2 Year
  • Minimum Investment $60,000
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High-Yield Fund

Class C:
$ 60,000 Minimum Investment
  • Actual Return (FY2023*) 10.00%
  • Target Return (Cash Payments) 9.50%
  • Target Return (Dividend Re-Investment Plan) 9.92%
  • Mortgage Position Mostly 2nds
  • Target LTV% (Target) Mid-to-High 60s
  • Investment Term 3 Year
  • Minimum Investment $60,000
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Secure and Flexible Investment Options

Direct Mortgage Investment Program (DMI)

  • Your legal name or corporation registered directly on title
  • Ability to invest into multiple properties for diversification
  • Consistent cycle of new opportunities with wide range of risk and return options
  • Each property reviewed and registered by a lawyer
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The team behind us

At DiReto Holdings, our dedicated team of experienced professionals is committed to providing exceptional service, guiding you through the mortgage process with expertise and personalized attention. With a passion for helping you achieve your goals, we are here to support and empower you every step of the way.

James Grantis

Co-Founder, President. James has arranged more than 5,000 private mortgages, totalling over $500 million in mortgage funding. As co-founder of Hosper Mortgage, James leads the company’s investment service team and sits on the investment board that reviews mortgages. James personally invests in Hosper MIC and Hosper's Direct Mortgage Investment (DMI) program.

Shana

Direct Mortgage Investments. Shanahelps DMI investors onboard as a new investor and find suitable deals that fit their investment needs. Shana is here to remind you on closing timelines, respond to your questions, and send you new offers.

Giulia Miscio
Project & Marketing Lead

Giulia oversees the company’s project and marketing work. This includes content design and distribution, project management, and monthly client events, all which support the growth and image of the Hosper Mortgage brand. Giulia can assist you with any questions relating to our marketing efforts.

Jad Cherri
CFA, Account Manager

Jad is a CFA Charter Holder with 8+ years experience in investment banking and alternative investments, including real estate, private equity, and venture capital. Over his career, Jad managed $700MM in assets and invested $130MM in real estate transactions in the US, Europe, and Middle East. Jad helps DMI investors onboard and find suitable deals that fit their investment needs.

Borrower and Broker

 I want to diversify my portfolio

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Borrower and Broker

I want a secured investment

New investment opportunities available daily.

At DiReto Holdings, we offer potential investment opportunities, designed to fuel your financial growth. Our expert team curates a diverse range of fully managed options, ensuring you can capitalize on high-yield returns with confidence. Whether you are an experienced investor or just starting, our investment options opens doors to lucrative prospects, making every day an opportunity to prosper.

Eligibility Requirements

Invest with DiReto Holdings for high-yield opportunities and unlock your path to financial success. Start now and prosper!

Investors must be the age of majority and have a Canadian bank account

Investors must be a Canadian resident

Investors must have positive net worth > $100,000.000

Minimum Investment: $10,000.00

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What our clients say!

Our clients rave about the exceptional service and personalized approach they receive at DiReto Holdings.

Competent, honest and they deliver results. On the borrower side and the investor side. As a secondary lender, they provide a needed service and connect investors to opportunities at a fair market rate for this space. The process is simplified and transparent. Monthly investment reports, newsletters, and communication with their clients keep me informed and in tune with the current housing market, interest rate, and changing environment. I have already referred DiReto Holdings to several friends and associates.

Thank you for the interesting and informative Shareholder Meeting. [We] enjoyed it very much and appreciate your transparency. You almost have me convinced we should put more money into the MIC and less money in the private mortgages.

Thank you for the interesting and informative Shareholder Meeting. [We] enjoyed it very much and appreciate your transparency. You almost have me convinced we should put more money into the MIC and less money in the private mortgages.

Begin, Invest, Prosper Today.

Unlock your funds today with DiReto Holdings and take the first step towards realizing your financial goals.

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